Guide to Online Baccarat in New Jersey

Published: Jan 21, 2023 Updated: Mar 1, 2023

Online baccarat is one of the most lucrative games for casino players in New Jersey

Players have to place their bets in any of the two hands, and each of the hands has two cards. Next, they simply have to put a wager on a player or a banker. The game is as easy as tossing a coin to bet between two people, but with a classy twist.

Ready to learn more?

Let’s find the best online baccarat casino in NJ and learn where to play games online for real money.

Best Online Baccarat Casino Sites in NJ

WynnBET Casino

WynnBET Casino

$1,000 Bonus On Deposit

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Plus 300 Spins on deposit
Best For All-in-One App
888 Casino

888 Casino

$20 Free Bonus

120% up to $500 on deposit
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Huge selection of games
PokerStars Casino

PokerStars Casino

$600 Bonus on Deposit

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Bet $1 get $100 free play
Leading casino and poker brand
Caesars Casino
Caesars Casino


$2,000 Bonus On Deposit

Custom column

25 Free Spins on Starburst
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$10 free to play


$1,025 Deposit Bonus

Custom column

100% up to $1000 deposit bonus
$25 Freeplay bonus
24/7 Support
betPARX Casino NJ
betPARX Casino NJ


$750 Deposit Bonus

Custom column

100% match of first deposit up to $750
Plus 500 free spins
Casino and Sportsbook in one place
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Table of Content

    Choosing the Best NJ Online Baccarat Casino


    Many online casinos offer online baccarat games in New Jersey. These websites are legit, let players win real money, and have several baccarat game variations to keep you engaged for a long time. Players also appreciate the executive look of online baccarat, which offers the same thrill and feel as baccarat games at a land-based casino.

    When searching for an online casino, look for attractive deposit bonuses, fast payouts, direct plays, and plenty of chances to win real money at online baccarat in New Jersey.

    Our top picks for real money online baccarat casinos include 888 Casino, Pokerstars, and the Caesars Casino. These let you play online and have downloadable Android and iPhone apps to enjoy your favorite games on the go.

    Also, did you know that you can continue to enjoy perks and no-deposit bonus offers even when you play online baccarat on your smartphone?

    Understanding The Variations of Online Baccarat in New Jersey

    Online baccarat NJ usually has three main versions. They are quite similar, save for a few differences in rules and order of play.

    Baccarat Chemin de Fer

    The Chemin de Fer is the original version of baccarat. The name literally means train, and you’ll figure out why once you play it.

    The game is played with shuffled card decks on a kidney-shaped table. A game controller (card shuffler or croupier) sits between the first and last player, and two dealers sit opposite the croupier who handles the bets.

    Baccarat Banque

    The Baccarat Banque is played on TWO TABLES. The rules remain similar to those of the Chemin de Fer variation, but the key difference is the banker.

    Unlike in Chemin de Fer, this version requires the casino to always hold the bank. The banker is presumed to be in the middle and does all the bet covering. They have to play one hand against two tables inat one go!

    Baccarat Punto Banco

    The Punto Banco is a North American style of playing baccarat, with the main difference being that the rules are fixed. The result of the game is strictly by chance in this case.

    You play it on an oval table style, and participants only bet on a player or the banker. This only allows the cards to be shuffled by the croupier or the dealer, unlike other variations of baccarat where participants can shuffle the cards too. The role of the banker is formal because the playing banker does not cover bets.

    Online Casino Baccarat Rules and Strategy

    Eight decks of cards are used in live baccarat. Each card has a point value and the game begins when all players bet on either of two hands: Player and Banker.

    People could also bet on a tie. Some online casinos allow tables to place side bets, such as a banker and player pair. The particular player or banker each refers to a bet, and the numbers of cards also refer to bets.

    They could be a set of two or three cards each.

    The dealer presents two cards each to the player, and the Banker bets. When the player and banker hands are totaled, the maximum number of points should be 9.

    The way to arrive at the number is to count the individual values of the cards in each hand. When the total is larger than 9, the first digit is usually dropped, and the second digit becomes the points on one hand. For example, a card reading 16 will have 1 dropped, which is now considered a 6-point hand.

    Sometimes, under the following rules, a third card may be dealt with:

    • A player or banker both have 8 or 9 points on the bet. This situation is called natural.
    • If the player draws a third card, the decision remains with the banker to also take a third card, depending on the total in hand.

    In the end, the player’s score is compared to the banker’s. The rules specify that the person with the bigger score wins.

    When playing in a pair, the player pair carries the day when the first two cards in their hand are of the same points rank.

    Otherwise, any other point total is a loss. The same applies to the banker pair.

    Strategies and Tips for Playing Baccarat in NJ

    Online Baccarat in New Jersey is a game of hit and miss, but with a bit of luck and patience, there is always a way to ensure you are more successful when you play online Baccarat in New Jersey.

    True to the game, the banker’s hand usually wins more than the player’s. However, that is the fun of it all.

    There is more pleasure in defeating the banker than losing all the time. The payouts are much more than what you may lose anyway. Often, bankers make almost half of the decisions placed, excluding ties.

    This means that you can still stay profitable playing online baccarat in NJ.

    You could always play tricks to your advantage if you can estimate the winning statistics. Bonuses also work out when you are playing Baccarat online for real money.

    Players can trim the banker hand statistics to win more than they bet if they continue playing game after game.

    Traditionally, people used to guess that there is usually one win on average per eight-deck shoe but that automatically meant that the Baccarat Betting Odds were rigged to the banker’s advantage.

    The casino would also disallow anyone who reserves a seat without placing bets for a long time. The trick would be to keep playing frequent hands but altering the real money placed on the bets.

    Using NJ Baccarat Odds to Your Advantage

    The bettor needs to focus on money management over a long session instead of quick guesswork. The trick is to use bets that are not too large for your bankroll at once.

    Space out your bets with smaller amounts of cash when playing for real money. This ensures you lose very little while winning big when luck kicks in.

    Furthermore, when playing the baccarat game, avoid placing a larger bet every time you lose money hoping to recover the loss with a profit.

    That strategy called “chasing the losses” works to your disadvantage as it is a way to drain your bankroll fast. The opposite works better when in an online casino. Place bigger bets when you win and smaller bets when you lose.

    Set Targets

    When managing your bankroll, set a target for how much you will risk. For example, if you log in to play with $100 on an online baccarat table, you could have in mind a figure like $50 to leave with if your bankroll hits it.

    In case you have a lousy day playing baccarat for real money, you can walk away with $50 instead of choosing to run it down, hoping to get more. This prevents you from depositing more money in a short space of time.

    It would be best never to get carried away when you win large cash. It takes much discipline to walk away when you have a good run.

    When you build a bankroll of $50 to become a $100, you can easily choose to pocket that $50 win and use the original $50 to continue playing if you have to. Always have a presumed loss limit to keep yourself from leaving with empty pockets every time you play baccarat online in NJ.

    Have the Right Attitude

    Your psychology can make or break you. Do you have a negative attitude when gambling on legit sites?

    Do you think the online casino is rigged against you?

    When you play games with negative expectations, there is a high chance the Baccarat casinos can keep reducing your bankrolls. That is because you will always be committing small bets on every turn. This rule or strategy applies in almost all casino games or under any betting odds.

    Live Dealer Baccarat in New Jersey

    An excellent way to enjoy your online baccarat experience is with a live dealer. This way, you get to interact with them in real time and make your bets with an actual person for an immersive experience that makes your baccarat experience even more enjoyable.

    This is also an excellent way to get the game’s feel for those new to it. That’s because a live dealer can answer any questions you have right then and there, helping you understand the game and play it confidently.

    Usually, online live dealer baccarat in New Jersey has the same rules as the version played in offline casinos. All banker bets are run on a 5% commission, and the added side bet pays on wins by 4 points and more.

    Moreover, live dealer baccarat banker bets have a house edge at  1.06%. But it is 1.24% for players, and tie bets sometimes get close to 15%.

    You can also play the three variations of baccarat discussed earlier in live dealer casinos.

    While that’s all well and good, finding a reliable online casino with live dealer baccarat isn’t easy. But we’ve done the research for you to find licensed casino sites in New Jersey with great bonuses.

    Our top picks are:


    What is the best strategy for baccarat?

    Baccarat needs only money management and discipline to succeed. Players must use a reasonable bet amount over many hands instead of gambling a whole payroll on a few tries.

    Is it possible to win real money at baccarat?

    It is not that simple to win at baccarat, as luck plays a more significant role in the wins when compared to games like poker.

    Are online baccarat games rigged?

    Online baccarat games are not rigged, but the rules are very strict. Two US players playing the same turns can earn different amounts based on how they spend on each hand.

    What is baccarat best bet?

    The banker is the safest bet always. The gameplay gives them a higher chance of winning than the player with returns of 0.95:1.

    Any free play baccarat at NJ online casinos?

    Several online casinos in NJ allow visitors to play baccarat online for free or even try out minimum amounts of real money to get a feel for the game and its payouts. Check out WynnBET Casino, 888Casino and PokerStars Casino for risk-free baccarat games.

    Which Baccarat variations are offered in NJ online casinos?

    NJ online casinos allow you to play Baccarat Chemin De Fer, Baccarat Banque and Baccarat Punto Banco.


    Written by:

    Aria is a hard-working writer and expert in the sports betting industry. She is passionate about helping others make informed decisions about where to bet, and believes that honest reviews and credible information are essential for success.
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